Insurance & Risk Management

At Sterling Financial Group, your advisor analyzes your insurance and risk management needs within the context of your overall financial plan. Our risk management analysis of your financial world ensures that we utilize the correct strategies and help you get the right coverage so that you, your loved-ones and your assets are adequately protected.

Being independent, we pride ourselves on being product and brand agnostic when it comes to insurance solutions. As a result, we specialize in finding the right insurance solutions, when necessary, that fits your individual situation and helps accomplish specific objectives. At Sterling Financial Group, we have the flexibility to explore the vast insurance product marketplace, which allows us to fulfill our fiduciary responsibility to our clients by offering objective insurance recommendations and solutions.

Insurance Solutions:

  • Disability Income Insurance
    • Own Occupation Specialty
  • Life Insurance
    • Term Insurance
    • Permanent Cash Value Insurance
      • Variable Universal
      • Indexed Universal
      • Universal
      • Whole
    • 2nd to Die (Survivor ship)
    • Premium Financed
  • Long Term Care Insurance
  • Health Insurance Review
  • Property and Casualty Review
  • Business Overhead Insurance
  • Buy/Sell, Key-Man and Business Succession

Fixed insurance products and services offered through CES Insurance Agency or Sterling Financial Group.